Thomas McGinty was born in Liverpool, Lancashire, England on 5 June 1898, the son of John McGinty and his wife Elizabeth (née Scully). The family home was at 6 Court, 7 House, Burlington Street, Liverpool.
He was a professional seaman and engaged as a trimmer in the Engineering Department on board the
Lusitania on 12 April 1915 at Liverpool at a monthly wage of £6-0s-0d.
He survived the sinking on 7 May 1915, when the liner was hit by a German torpedo off the southern coast of Ireland.
He was landed at Queenstown and returned to Liverpool, where he was paid the balance of wages owing to him. This amounted to £4-14s-0d (£4.70) and was calculated up to and including 8 May, 24 hours after the sinking.
As far as is known, Thomas McGinty continued to serve in the mercantile marine for some years after.
Register of Births, Marriages and Deaths, 1911 English Census, 1901 English Census, Cunard Records, PRO BT 350.